FDIC Announces Subscription Alerts for Updates to Examination Manuals

FIL-57-2018 October 10, 2018 FDIC Announces Subscription Alerts for Updates to Examination Manuals Printable Format: FIL-57-2018 – PDF (PDF Help) Summary: The FDIC is offering FDIC-supervised institutions the ability to receive a notification when the agency’s Examination Manuals are updated on the website. This service will help community banks remain current on changes in instructions […]

Home Mortgage Disclosure Act (HMDA): Bureau of Consumer Financial Protection Interpretive and Procedural Rule on Partial Exemptions from HMDA Requirements

FIL-58-2018 October 10, 2018 Home Mortgage Disclosure Act (HMDA): Bureau of Consumer Financial Protection Interpretive and Procedural Rule on Partial Exemptions from HMDA Requirements Printable Format: FIL-58-2018 – PDF (PDF Help) Summary: The Bureau of Consumer Financial Protection released an interpretive and procedural rule to implement and clarify amendments to HMDA made by the Economic […]

Proposed Revisions to the Consolidated Reports of Condition and Income and Other Regulatory Reports

FIL-54-2018 October 2, 2018 Proposed Revisions to the Consolidated Reports of Condition and Income and Other Regulatory Reports Printable Format: FIL-54-2018 – PDF (PDF Help) Summary: In response to changes in the accounting for credit losses under the Financial Accounting Standards Board’s Accounting Standards Update (ASU) 2016-13, the banking agencies, under the auspices of the […]

Request for Information on FDIC Communication and Transparency

FIL-53-2018 October 1, 2018 Request for Information on FDIC Communication and Transparency Printable Format: FIL-53-2018 – PDF (PDF Help) Summary: On October 1, 2018, the Federal Deposit Insurance Corporation (FDIC) issued a Request for Information seeking comments and information from interested parties on the FDIC’s communication methods and related initiatives. This Request for Information is […]

Regulatory Capital Rules

FIL-50-2018 September 18, 2018 Regulatory Capital Rules Revised Definition of a High Volatility Commercial Real Estate (HVCRE) Exposure Printable Format: FIL-50-2018 – PDF (PDF Help) Summary: The federal bank regulatory agencies (the agencies) have jointly issued a notice of proposed rulemaking (NPR) that would revise the definition of an HVCRE exposure in Part 324, in […]

Interagency Statement Clarifying the Role of Supervisory Guidance

FIL-49-2018 September 17, 2018 Interagency Statement Clarifying the Role of Supervisory Guidance Printable Format: FIL-49-2018 – PDF (PDF Help) Summary: The FDIC, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Bureau of Consumer Financial Protection, and the National Credit Union Administration (the agencies) jointly have […]

Proposed Rulemaking Regarding Reciprocal Deposit Treatment

FIL-47-2018 September 13, 2018 Proposed Rulemaking Regarding Reciprocal Deposit Treatment Printable Format: FIL-47-2018 – PDF (PDF Help) Summary: On September 12, 2018, the FDIC Board of Directors authorized publication of a Notice of Proposed Rulemaking on the treatment of reciprocal deposits. The NPR would conform the FDIC’s current regulations with recent changes to Section 29 […]

FDIC Seeks Comment on Proposed Retirement of Certain Financial Institution Letters

The Federal Deposit Insurance Corporation (FDIC) is seeking comment on a proposal to retire certain Financial Institution Letters (FILs) to an inactive status. The proposal is part of a continuing effort to reduce regulatory burden, and would target 374 of the 664 risk management supervision-related FILs issued between 1995 through 2017. The FDIC will be […]

Examination Cycle:

FIL-45-2018 September 7, 2018 Examination Cycle: Interim Final Rules on Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks Printable Format: FIL-45-2018 – PDF (PDF Help) Summary: The FDIC and the other federal financial institution regulatory agencies have jointly adopted interim final rules (IFRs) permitting insured depository […]

Liquidity Coverage Ratio: Treatment of Certain Municipal Obligations as High Quality Liquid Assets

FIL-43-2018 August 22, 2018 Liquidity Coverage Ratio: Treatment of Certain Municipal Obligations as High Quality Liquid Assets Printable Format: FIL-43-2018 – PDF (PDF Help) Summary: Pursuant to the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA), the FDIC, the Board of Governors of the Federal Reserve System (FRB), and the Office of the Comptroller […]