Category Archives: FDIC

FIL-60-2016 September 15, 2016 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part I, and the Affordable Mortgage Lending Center Printable Format: FIL-60-2016 – PDF (PDF Help) Summary: The Affordable Mortgage Lending Guide, Part I (Guide), available today, organizes information about single-family mortgage products from federal agencies and government sponsored enterprises […]

FIL-58-2016 August 30, 2016 Changes to Deposit Insurance Assessments Printable Format: FIL-58-2016 – PDF (PDF Help) Summary: On June 30, 2016, the Deposit Insurance Fund Reserve Ratio rose to 1.17 percent from 1.13 percent on March 31. FDIC regulations provide for three major changes to deposit insurance assessments the quarter after the reserve ratio first […]

FIL-58-2016 August 30, 2016 Changes to Deposit Insurance Assessments Printable Format: FIL-58-2016 – PDF (PDF Help) Summary: On June 30, 2016, the Deposit Insurance Fund Reserve Ratio rose to 1.17 percent from 1.13 percent on March 31. FDIC regulations provide for three major changes to deposit insurance assessments the quarter after the reserve ratio first […]

FIL-55-2016 August 17, 2016 Proposed New Consolidated Reports of Condition and Income for Small Institutions   Summary: The banking agencies are requesting comment on a proposed new streamlined and less burdensome version of the Consolidated Reports of Condition and Income (Call Report) for eligible small institutions and proposed burden-reducing revisions to the other two versions […]

FIL-56-2016 August 17, 2016 Ability-to-Repay and Qualified Mortgages Rule Videos Updated Summary: As part of the FDIC’s Community Banking Initiative, the FDIC is announcing the release of updated technical assistance videos on the Ability-to-Repay and Qualified Mortgages Rule. The updated videos provide financial institution management, compliance officers, and staff with resources for a better understanding […]

The FDIC is seeking comment on proposed Guidance for Third-Party Lending to set forth safety and soundness and consumer compliance measures FDIC-supervised institutions should follow when lending through a business relationship with a third party. The proposed guidance is intended to supplement the FDIC’s existing Guidance for Managing Third-Party Risk, which is applicable to any […]

The Federal Deposit Insurance Corporation (FDIC) is updating and reissuing FIL-13-2011, Reminder on FDIC Examination Findings, dated March 1, 2011, to re-emphasize the importance of open communications regarding supervisory findings. An open dialogue with bank management is critical to ensuring the supervisory process is effective in promoting an institution’s strong financial condition and safe-and-sound operation. […]

FIL-52-2016 July 29, 2016 FDIC Seeks Comment on Bank Appeals Guidelines Printable Format: FIL-52-2016 – PDF (PDF Help) Summary: The Federal Deposit Insurance Corporation (FDIC) is seeking comments on updates to its guidelines for institutions to appeal certain supervisory determinations. Statement of Applicability to Institutions under $1 Billion in Total Assets: This Financial Institution Letter […]

FIL-49-2016 July 27, 2016 Prudent Risk Management of Oil and Gas Exposures Printable Format: FIL-49-2016 – PDF (PDF Help) Summary: FDIC-supervised institutions with direct or indirect oil and gas (O&G) exposures are reminded to maintain sound underwriting standards, strong credit administration practices, and effective risk management strategies. When O&G related borrowers experience financial difficulties, the […]

FIL-46-2016 July 19, 2016 Technical Assistance Video on Corporate Governance   Summary: As part of its Community Banking Initiative and Technical Assistance Video Program, the FDIC is announcing the release of an updated video on community bank corporate governance. The video is designed to assist community bank directors and officers in developing a sound corporate […]