Category Archives: FDIC

FIL-43-2015 October 2, 2015 Supervisory Expectations for Financial Institutions Implementing the Truth in Lending Act (Regulation Z) and Real Estate Settlement Procedures Act (Regulation X) Integrated Disclosure Rule Summary: The FDIC is providing guidance on its initial supervisory expectations in connection with its examinations of financial institutions for compliance with the Truth in Lending Act […]

FIL-37-2015 September 8, 2015 Final Rule: Military Lending Act Printable Format: FIL-37-2015 – PDF (PDF Help) Summary: The Department of Defense (DOD) issued a final rule amending the implementing regulations of the Military Lending Act of 2006 (MLA). The final rule expands specific protections provided to service members and their families under the MLA and […]

FIL-32-2015 July 21, 2015 Issuance of Final Rule on Loans in Areas Having Special Flood Hazards Printable Format: FIL-32-2015 – PDF (PDF Help) Summary: The FDIC, the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the National Credit Union Administration, and the Farm Credit Administration approved the […]

FIL-28-2015 July 2, 2015 Cybersecurity Assessment Tool Printable Format: FIL-28-2015 – PDF (PDF Help) Summary: The FDIC, in coordination with the other members of the Federal Financial Institutions Examination Council (FFIEC), is issuing the FFIEC Cybersecurity Assessment Tool to help institutions identify their cybersecurity risks and determine their preparedness. Statement of Applicability to Institutions with […]

FIL-27-2015 June 30, 2015 Interagency Consumer Compliance Examination Procedures for Truth in Lending Act (Regulation Z) and Real Estate Settlement Procedures Act (Regulation X) Mortgage Rules Printable Format: FIL-27-2015 – PDF (PDF Help) Summary: The FDIC has released revised interagency examination procedures for the new Truth in Lending Act (TILA) – Real Estate Settlement Procedures […]

FIL-19-2015 April 30, 2015 (Revised August 2015) Minimum Requirements for Appraisal Management Companies Printable Format: FIL-19-2015 – PDF (PDF Help) Summary: The agencies1 issued a final rule to implement the minimum requirements in the Dodd-Frank Wall Street Reform and Consumer Protection Act for the registration and supervision of appraisal management companies (AMCs). An AMC is […]

FIL-18-2015 April 20, 2015 FDIC Announces Phase II of the Youth Savings Pilot Program   Summary: FDIC-insured institutions are invited to apply to participate in Phase II of the FDIC’s Youth Savings Pilot Program, which seeks to identify and highlight promising approaches to offering financial education tied to the opening of safe, low-cost savings accounts […]

FIL-17-2015 April 17, 2015 Revised April 21, 2015 Industry Call Regarding Guidance on Identifying, Accepting, and Reporting Brokered Deposits   This FIL was updated on April 21, 2015, to include a new call-in number and passcode. Summary: The FDIC is hosting an informational call for FDIC-insured institutions on April 22, 2015, at 1:00 p.m. EDT […]

FIL-17-2015 April 17, 2015 Revised April 21, 2015 Industry Call Regarding Guidance on Identifying, Accepting, and Reporting Brokered Deposits   This FIL was updated on April 21, 2015, to include a new call-in number and passcode. Summary: The FDIC is hosting an informational call for FDIC-insured institutions on April 22, 2015, at 1:00 p.m. EDT […]

FIL-16-2015 April 6, 2015 Regulatory Capital Rules: Frequently Asked Questions Printable Format: FIL-16-2015 – PDF (PDF Help) Summary: The FDIC has issued the attached frequently asked questions (FAQs) related to the revised regulatory capital rules. The FAQs are based on questions received from the banking industry, many of which came from community banks. The release […]